Who can build a plan
Anyone at your firm who can see a household can build a plan for it, with nothing planning-specific to switch on per advisor. A household holds as many plans as you need, each with its own version history.Who can open a plan you built
Plans are personal for now, so a colleague with full access still sees the household’s Financial Planning tab as a household with no plan yet. No permission setting changes this, and shared financial-plan chats are a fast follow. A colleague can build their own plan for the household, leaving yours untouched, and Export PDF in the plan’s top bar produces the finished document to send to anyone once your changes are saved. If a colleague cannot see the household at all, that is ordinary household access. See Roles and permissions.What a firm owner sets for everyone
Settings → Planning belongs to the firm owner, and everything set there applies to every plan the firm builds. Firm Admin is a separate role that does not include it, so a Firm Admin who cannot find the Planning tab should ask the firm owner to make the change. The sidebar has three groups: Plan templates, Client persona, and Assumptions.
Hazel instructions, Planning assumptions, and Guardrails are blocks inside the Base template card; Plan design and Client disclaimer are cards of their own below it. Everything saves as you go.
Advisors who are not firm owners never see these panels, though every plan they build follows them. A bookmarked link to the plan design editor opens, then reports that they cannot reach it. They can still read the Applied settings block in the plan’s Appendix, which tags each setting with the layer that set it.
An advisor can still tune a single plan. Plan settings is a chat-view control, so from a household’s Financial Planning tab, Open chat takes you there first. The override belongs to that one plan, and other plans for the household still inherit the firm and persona values. See Solver assumptions.
Where to go next
- Getting started: build your first plan, and read the finished example first.
- Planning settings: the firm owner’s full tour.
- Anatomy of a plan: what a plan contains.
- Roles and permissions: how household access works.